AIMM vs QuickHR: Singapore Payroll Software Comparison (2026)

Quick answer: AIMM Payroll is cheaper for small SMEs with flat per-company pricing (S$0-S$69/month) vs QuickHR's per-employee pricing (S$5-15/employee/month). QuickHR offers a broader HRMS with PSG eligibility and ISO 9001 certification. Choose AIMM for lowest cost, QuickHR for full HRMS features.

If you are comparing AIMM and QuickHR for Singapore payroll, you are likely an SME weighing two different pricing models against a compliance checklist covering CPF, SDL, SHG, FWL, IRAS AIS filing, and itemised payslips. This guide compares both on pricing at real headcounts, feature coverage, IRAS AIS status, PSG funding, accounting integrations, and mobile access. We are honest about where QuickHR wins, because the goal is to help you pick the right tool. All pricing figures were verified against each vendor's published pricing page in June 2026. For broader context, see our payroll software comparison guide.

AIMM vs QuickHR: pricing comparison

The biggest difference between the two products is how they charge. QuickHR uses per-employee pricing, so every hire increases your monthly bill. AIMM uses flat per-company tiers, so your price stays fixed within a tier. The table below shows monthly cost at 5, 10, 25, and 50 employees.

How the math works: AIMM tiers are flat per company — Free covers up to 3 employees at S$0/month, Starter up to 10 at S$9.90/month, Growth up to 50 at S$29/month, Business up to 200 at S$69/month. At 5 employees you move off Free (3-employee cap) onto Starter. QuickHR Essential at S$5/employee/month scales linearly: S$25 at 5, S$50 at 10, S$125 at 25, S$250 at 50.

QuickHR also offers Growth (S$10/employee/month) and Enterprise (S$15/employee/month) tiers with broader HRMS features; a S$2/employee/month promotional rate is sometimes available through UOB exclusives but is time-limited. Even at that promotional rate, AIMM's flat pricing remains cheaper once you exceed roughly 5 employees. For a 50-employee SME, AIMM is roughly 8.6x cheaper on subscription alone.

AIMM vs QuickHR: feature comparison

Price is only half the decision. The table below compares features that matter to Singapore SMEs — compliance coverage, IRAS AIS status, PSG eligibility, accounting integrations, mobile access, and certification.

Sources: AIS status per the IRAS AIS software developers list at iras.gov.sg. PSG eligibility per the IMDA/GoBusiness PSG vendor list. ISO 9001 per QuickHR's published credentials.

Both tools cover the core Singapore compliance surface — CPF by age band and PR status, SDL, SHG funds (CDAC, MBMF, SINDA, ECF), FWL, IR8A/IR21 file generation, GIRO bank files, and eZpay. QuickHR pulls ahead on HRMS breadth, PSG funding, ISO certification, and accounting integrations; AIMM on pricing model, a free tier, and an AI co-pilot.

Where AIMM wins

1. Lowest cost at almost every headcount

Flat per-company pricing means your payroll bill does not move when you hire. At 10 employees, AIMM Starter (S$9.90/month) is roughly 5x cheaper than QuickHR Essential (S$50/month); at 50, over 8.6x cheaper (S$29 vs S$250). If payroll is a fixed overhead you want to minimise, AIMM is structurally cheaper.

2. A genuine free tier

AIMM's Free plan covers up to 3 employees at S$0/month, with the same compliance engine as the paid tiers. QuickHR has no free tier — its smallest plan starts at S$5/employee/month. For early-stage startups, a real free tier beats a time-limited trial because there is no clock running.

3. Predictable flat pricing

Per-employee pricing taxes growth — every hire on QuickHR adds S$5/month (Essential), S$10/month (Growth), or S$15/month (Enterprise). AIMM's flat tiers mean hiring your 11th employee costs the same as your 10th. Your payroll cost only changes when you cross a tier boundary.

4. AI co-pilot

AIMM's Growth tier (S$29/month) and above include an AI co-pilot that assists with pay-run setup, flags anomalies, and answers compliance questions in natural language. QuickHR does not offer an equivalent.

5. Accountant dashboard (in development)

AIMM is building a multi-client dashboard for accounting firms managing several SME clients from one view. No vendor in this comparison offers a purpose-built accountant view today; firms use separate logins per company.

Where QuickHR wins

Here is where QuickHR has a genuine edge.

1. A full HRMS, not just payroll

QuickHR is a broad HRMS covering payroll, leave, claims, attendance, and performance in one platform. AIMM is payroll-focused — it handles leave from the Growth tier but does not yet offer claims, attendance, or performance modules. If you want one system for the entire employee lifecycle, QuickHR is the more complete option.

2. PSG-eligible

QuickHR is PSG pre-approved, so SMEs can claim up to 50% funding on qualifying subscription costs. AIMM is pursuing PSG pre-approval but is not yet on the IMDA/GoBusiness vendor list. If grant funding is a decision factor, restrict your shortlist to PSG-listed vendors. Verify eligibility on the GoBusiness grant directory.

3. ISO 9001 certified

QuickHR holds ISO 9001 quality management certification, an externally audited standard. AIMM does not. For SMEs in regulated industries or those whose auditors require vendor due diligence, ISO certification is a meaningful trust signal on procurement checklists.

4. Xero and QuickBooks Online integration

Both QuickHR and AIMM offer Xero and QBO integration for payroll-to-ledger sync. The difference is tier access: QuickHR includes it at Growth tier and above, while AIMM includes it from Starter. For accounting-led SMEs where automatic journal posting is non-negotiable, both platforms can handle it — QuickHR's advantage is its broader HRMS ecosystem, not integration availability.

5. IRAS AIS vendor listed

QuickHR is an IRAS AIS vendor and supports direct API submission. AIS is mandatory for employers with 5 or more employees since YA2022, with a 1 March filing deadline; the non-submission penalty is S$5,000, rising to 200% of tax under negligence and 400% for wilful evasion (Source: IRAS). AIMM generates IR8A and IR21 files in the correct format but is not yet on the IRAS AIS vendor list — its AIS Category A certification and direct API submission are in progress, so AIMM users submit via file generation. If direct API submission is a hard requirement, an AIS-listed vendor is the safer choice. See our IRAS AIS software guide.

6. Mobile app

QuickHR has a mobile app for iOS and Android for payslip and leave access. AIMM is web-based; a mobile app is planned.

"Best for" recommendations

Choosing between AIMM and QuickHR comes down to what you optimise for.

Choose AIMM Payroll if

You are a small or growing SME (under 50 employees) where cost predictability is the priority and you want the lowest payroll bill without per-employee scaling. AIMM fits if your compliance needs are met by CPF, SDL, SHG, FWL, IR8A/IR21 file generation, GIRO bank files, eZpay, and Xero/QBO integration — and you can wait for AIS direct API submission, PSG listing, and a mobile app. The free tier makes it the default pick for startups under 3 employees.

Choose QuickHR if

You want one platform for the entire employee lifecycle, need PSG funding, ISO 9001 certification matters for procurement, or you need Xero/QBO integration at Growth tier with broader HRMS features. QuickHR is the broader, more mature HRMS — you pay more per employee, but get a wider feature set and certifications AIMM is still building (AIS, PSG, mobile).

Compliance context: what both tools must get right

Regardless of which vendor you pick, your payroll software must handle Singapore statutory requirements correctly — the cost of getting these wrong dwarfs any subscription difference.

CPF contributions total 37% for employees aged 55 and below — 17% employer plus 20% employee — with an Ordinary Wage ceiling of S$8,000/month and an annual ceiling of S$102,000 (Source: CPF Board). Software must apply correct age-band rates, handle PR graduated rates, and track OW and Additional Wage ceilings. See our CPF contribution rate guide.

SDL is 0.25% of monthly remuneration, minimum S$2 and maximum S$11.25 per employee per month (Source: CPF Board / SSG). Both AIMM and QuickHR auto-calculate SDL. See our SDL calculation guide.

IRAS AIS is mandatory for employers with 5 or more employees since YA2022, with a 1 March filing deadline. The non-submission penalty is S$5,000, rising to 200% under negligence and 400% for wilful evasion (Source: IRAS). This is where the vendor gap matters most: QuickHR is AIS-listed and submits via API; AIMM generates compliant IR8A/IR21 files but is not yet AIS-listed, so users submit via file generation until its direct API submission is live.

CPF APEX API — AIMM supports CPF eZpay file generation (not direct CPF APEX API submission); admins upload the file to CPF Board.

Summary

AIMM Payroll and QuickHR serve different priorities. AIMM wins on cost — flat per-company pricing from S$0 (3 employees) to S$69 (200 employees) makes it dramatically cheaper than QuickHR's per-employee model at any headcount above 5, and it is the only option here with a genuine free tier. Both offer Xero and QBO integration. QuickHR wins on breadth and maturity — a full HRMS, PSG eligibility, ISO 9001 certification, AIS direct API submission, and a mobile app. AIMM is still completing its IRAS AIS vendor listing, PSG pre-approval, and mobile app, so if any are hard requirements today, QuickHR is the safer call. If your priority is the lowest cost with solid core compliance, AIMM is the cheaper choice by a wide margin. Whatever you choose, ensure your software handles CPF, SDL, SHG, FWL, AIS filing, and itemised payslips correctly — the compliance cost of getting those wrong dwarfs any subscription difference. See our CPF contribution rates guide and SDL calculation guide.

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