You are the one who fixes it when a CPF eZpay file gets rejected at 11pm. Not the HR manager. Not the vendor's support team. You.
That context is missing from most payroll software comparisons. They are written for HR leads evaluating features on a demo call. This one is written for the finance operator who personally owns the CPF submission deadline, the GIRO bulk payout file, and the IRAS AIS (IR8A) filing — and who absorbs every hour of rework when something breaks.
Here is an honest look at five platforms available to Singapore SMEs in 2026: compliance workflow, pricing, who each tool actually suits, and where each one has watch-outs.
The five platforms at a glance
| Platform | Type | Pricing | Built for |
|---|---|---|---|
| AimmPayroll Asia | Singapore payroll + compliance | Public, flat-rate | Finance operators |
| QuickHR | Broad HRMS | On request (PSG pre-approved) | HR managers |
| BrioHR | Regional HR suite (SG / MY) | Quote-based | HR and operations leads |
| JustLogin | Multi-country HRMS | On request | HR managers |
| Payboy | Full HRMS | Quote-based | HR managers |
AimmPayroll Asia
Compliance workflow
The differentiating feature is where the checks fire. Before you create a payroll run, AimmPayroll surfaces every missing field that would cause a downstream rejection: NRIC/FIN, bank details, citizenship status, CPF Submission Number, work-pass data. You see "24 of 24 ready" — or you see exactly which employees are blocking the run and why.
Most platforms surface errors during calculation, or after you have already tried to submit a file. By that point you are chasing employees for data under deadline pressure. AimmPayroll moves that friction earlier, when you still have time to fix it.
CPF eZpay, GIRO bulk payout, and IRAS AIS files (IR8A, Appendix 8A, IR21) all export from the same reviewed payroll figures. No re-entry into a separate portal. No copy-paste between tools.
A hash-chained audit trail records every edit, approval, export and submission milestone in a tamper-evident log that sits alongside the payroll data — not in a separate system you have to assemble before an audit.
Pricing
Flat-rate per company, not per seat. That distinction matters once you are past 15 employees.
- Free — S$0/month, up to 3 employees. CPF + SDL + SHG calculation, payslip PDFs, CPF eZpay and IRAS AIS file export.
- Starter — S$9.90/month (or S$99/year, about S$8/month), up to 10 employees. Adds leave management, employee self-service, and the GIRO bulk payout file.
- Growth — S$29/month (or S$290/year, about S$24/month), up to 50 employees. Adds the Claude-powered AI co-pilot (included in the tier price, no metered billing), a compliance checker, HR analytics, and audit-log CSV export.
- Business — S$69/month (or S$690/year, about S$58/month), up to 200 employees. Adds a Customer Success Manager via Slack (and SSO, coming soon).
Annual billing saves about 17% — two months free. The one-off S$200 setup fee on Growth and Business is waived on annual plans.
Worth noting: Talenox removed its free plan in January 2026. AimmPayroll's free tier remains active at S$0 for up to three employees.
Best for
Finance operators at 10–150-employee Singapore SMEs running monthly payroll cycles who need statutory file exports and pre-run compliance checks without switching between tools.
Key watch-out
AimmPayroll is not a broad HRMS. If your primary need is recruitment, performance management, or scheduling, this is not the right tool. It is built for the payroll-and-compliance workflow — not the full HR lifecycle. It also runs Singapore payroll only today.
QuickHR
Compliance workflow
QuickHR covers CPF, IRAS and MOM compliance within a broad HRMS suite, and its track record is real — the vendor reports thousands of clients and multiple HR Vendor of the Year recognitions. IR8A generation, CPF submission and leave management are all included.
The platform is PSG pre-approved, meaning eligible Singapore SMEs may apply for a subsidy on qualifying costs. That is a meaningful commercial lever if your company qualifies — confirm current eligibility through the GoBusiness portal.
Pricing
On request. No public price list. Budget conversations happen during the sales process.
Best for
HR-led teams at Singapore SMEs that want a full HRMS with a proven compliance record and are comfortable engaging a sales process. PSG eligibility makes it worth evaluating if grant funding is on the table.
Key watch-out
Pricing opacity makes cost comparison difficult until you are already deep in a sales conversation. The product is positioned toward HR managers, not finance operators. If your priority is gross-to-net accuracy and statutory file exports rather than HR-lifecycle features, you may end up paying for functionality you will not use.
BrioHR
Compliance workflow
BrioHR is a regional HR suite covering Singapore, Malaysia and other Southeast Asian markets. Singapore statutory compliance — CPF, IRAS, MOM — is included. The platform targets HR managers and operations leads with a broad feature set: recruitment, onboarding, leave, claims and payroll.
Pricing
Not publicly listed. Quote-based.
Best for
HR-led teams at SMEs with a regional footprint who want a single platform across multiple Southeast Asian entities. The multi-country coverage is a genuine advantage if you are managing payroll across Singapore and Malaysia simultaneously.
Key watch-out
The finance-operator workflow — pre-run readiness checks, statutory file exports, audit trails — is not where BrioHR leads its positioning. If you are a Singapore-only entity and your primary concern is CPF eZpay accuracy and IRAS AIS filing, you are buying a broader tool than you need.
JustLogin
Compliance workflow
JustLogin is a multi-country HRMS with MOM, CPF and IRAS compliance built in. It markets AI-powered HR features and covers the full employee lifecycle from onboarding through payroll and leave. Singapore compliance is a core part of the product, not an add-on.
Pricing
Not publicly listed on the main site. Available on request or through partner channels.
Best for
SMEs that need multi-country HR coverage alongside Singapore statutory compliance, or teams that want AI-assisted HR features across the full employee lifecycle.
Key watch-out
Like BrioHR and QuickHR, JustLogin is built for HR managers. Compliance is embedded in a broader HRMS — it is not surfaced as a pre-run check for finance operators. If you want a readiness status before you create a payroll run, that is not how the product is structured.
Payboy
Compliance workflow
Payboy covers Singapore payroll compliance — CPF, IRAS, MOM — within a full HRMS suite. Leave management, claims, scheduling and attendance features sit alongside payroll. The platform has built a reasonable market presence among Singapore SMEs.
Pricing
Quote-based. No public pricing — you will need to speak to their sales team for a number.
Best for
SMEs that want a full HRMS with Singapore compliance included and are comfortable with a quote-based procurement process.
Key watch-out
Pricing opacity is the main friction point for finance operators who want a quick cost comparison. The product is positioned as a broad HRMS, not a finance-operator-specific payroll tool.
Which platform for which scenario
| Scenario | Recommended platform |
|---|---|
| 10–30 employees, finance-led, cost-sensitive | AimmPayroll Growth (S$29/month flat) |
| 30–100 employees, finance-led, audit-trail priority | AimmPayroll Growth or Business |
| PSG-grant eligible, HR-led team | QuickHR (confirm grant eligibility with the vendor) |
| Regional footprint (SG + MY), HR-led | BrioHR or JustLogin |
| Full HRMS needed, budget flexible | Payboy or QuickHR |
| 3 employees or fewer, zero budget | AimmPayroll free tier |
| Switching from Talenox after its free-plan removal | AimmPayroll Free or Starter |
The bottom line
If you are the person who files the CPF submission, sends the GIRO file, and generates the IR8A — and you are the one who fixes it when something goes wrong — the platform you choose should be built around that workflow.
QuickHR, BrioHR, JustLogin and Payboy are all credible products. They are built for HR managers who need a full employee-lifecycle platform. If that is your situation, any of them may suit you well.
If your priority is compliance accuracy before the run starts, statutory file exports without re-entry, and an audit trail that is ready when someone asks for it, AimmPayroll Asia is built for that specific job. You can start a free pilot for up to three employees, or see full pricing.