CPF Payroll Software Singapore
Automatic CPF calculation by citizenship, age band, and OW/AW ceiling. CPF eZpay CSV export ready for upload. Free for 3 employees.
No credit card • Free for 3 employees • CPF + IRAS AIS built in
Everything CPF — automated
No more CPF rate tables. No more manual ceiling calculations. No more eZpay formatting errors.
CPF by citizenship & age band
Automatic CPF rate selection: Singapore Citizen, SPR (1st/2nd year), non-SPR — with age-band rates (55-, 55-60, 60-65, 65+).
OW/AW ceiling tracking
Ordinary Wage ceiling (S$6,800/mo) and Additional Wage ceiling (S$102,000/yr) tracked automatically. No overpayment.
CPF eZpay CSV export
Generate the CPF eZpay contribution file from reviewed payroll — ready for upload to the CPF Board portal.
CPF APEX API (paid plans)
Direct CPF Board API submission on paid plans. No manual upload — submit, validate, and acknowledge in-app.
SDL & SHG included
Skills Development Levy (0.25%) and self-help groups (CDAC, MBMF, SINDA, ECF) calculated alongside CPF.
All employee types
Citizens, PRs, work pass holders, directors — each with correct CPF treatment based on status and age.
AIMM vs other CPF payroll software
Every provider does CPF eZpay. Only AIMM does it for free — and at flat per-company pricing.
| Feature | AIMM Payroll | Talenox | QuickHR | Payboy |
|---|---|---|---|---|
| Free tier | S$0 (3 employees) | None (sunset Jan 2026) | None | None |
| Starting price | S$9.90/mo (10 employees) | S$25/mo (5 employees) | S$50/mo | S$60/mo |
| Pricing model | Flat per company | Per employee | Per employee | Per employee |
| Annual cost (10 employees) | S$118.80 | S$540+ | S$600+ | S$720+ |
| CPF eZpay | ||||
| IRAS AIS | ||||
| GIRO payout | ||||
| Xero integration | ||||
| AI co-pilot | ||||
| Leave management | ||||
| Employee self-service |
AIMM saves you S$421+/year vs Talenox, S$481+/year vs QuickHR, S$601+/year vs Payboy at 10 employees.
Competitor prices from public pricing pages as of Jun 2026. AIMM pricing is flat per company.
Full CPF compliance — free for 3 employees
- CPF eZpay CSV export
- CPF rate by citizenship (SC, SPR, non-SPR)
- CPF age-band rates (55-, 55-60, 60-65, 65+)
- OW ceiling (S$6,800/mo) and AW ceiling (S$102,000/yr)
- IRAS AIS file generation (IR8A, Appendix 8A, IR21)
- GIRO bulk payout (DBS, OCBC, UOB)
- SDL (0.25%) and SHG (CDAC, MBMF, SINDA, ECF)
- Itemised payslips (MOM compliant)
The CPF payroll software built for accuracy
CPF calculation is the most error-prone part of Singapore payroll. The rate changes by citizenship (Singapore Citizen vs SPR vs non-SPR), age band (four tiers from 55 and below to 65+), and wage type (Ordinary vs Additional). A single wrong rate means overpaying or underpaying CPF — both are compliance failures.
AIMM Payroll automates the entire CPF calculation pipeline. Enter the employee's citizenship, date of birth, and salary — AIMM applies the correct rate, tracks the OW ceiling monthly, and caps AW CPF against the annual ceiling. The CPF eZpay CSV is generated from reviewed payroll figures, ready for upload to the CPF Board portal.
On paid plans, AIMM also supports direct CPF APEX API submission — no manual upload required. Submit, validate, and receive acknowledgements without leaving the app. Combined with IRAS AIS file generation, SDL, and SHG, AIMM covers the full Singapore statutory compliance stack.
Frequently Asked Questions
Does AIMM Payroll handle CPF eZpay?
Yes. AIMM Payroll generates CPF eZpay CSV files from reviewed payroll figures, with automatic CPF rate calculation by citizenship, age band, and OW/AW ceiling. The export is ready for upload to the CPF Board portal.
How much does AIMM Payroll cost?
AIMM Payroll is free for up to 3 employees with full CPF, SDL, SHG, and IRAS AIS compliance. Paid plans start at S$9.90/month for 10 employees (Starter), S$29/month for 50 employees (Growth), and S$69/month for 200 employees (Business). No credit card required for the free tier.
Does AIMM calculate CPF by age band and citizenship?
Yes. AIMM automatically applies the correct CPF contribution rate based on the employee's citizenship (Singapore Citizen, SPR, or non-SPR), age band (55 and below, 55-60, 60-65, above 65), and the Ordinary Wage ceiling (S$6,800/month for 2026). No manual lookup required.
Does AIMM handle the Additional Wage (AW) ceiling?
Yes. AIMM tracks the AW ceiling (S$102,000/year for 2026) and calculates Additional Wage CPF on bonuses, commissions, and other non-monthly payments. The AW CPF is automatically capped based on the employee's total Ordinary Wages for the year.
Can AIMM submit CPF directly to the CPF Board via API?
AIMM generates CPF eZpay CSV files ready for upload to the CPF Board portal on all plans. Direct CPF APEX API submission is available on paid plans — no manual upload required. The API integration handles submission, validation, and acknowledgement automatically.
Does AIMM handle SDL and SHG alongside CPF?
Yes. AIMM calculates Skills Development Levy (SDL at 0.25%, S$2 min, S$11.25 max) and self-help group contributions (CDAC, MBMF, SINDA, ECF) alongside CPF. All deductions appear on the payslip and are included in the eZpay export where applicable.
Start free — CPF eZpay built in
Free for 3 employees. Automatic CPF by citizenship, age band, and ceiling. No credit card.