Best Payroll Software for Small Business Singapore (1-10 Employees)
Running payroll for 3 employees? It's free. For 10? S$9.90/month. Built for micro-SMEs who need compliance without the enterprise price tag.
No credit card • Free for 3 employees • CPF + IRAS AIS built in
Payroll for small teams — priced for small teams
Most payroll software is built for 50+ employees and priced accordingly. AIMM is built for the 1-10 employee team that just needs compliance done right.
How AIMM compares for small teams
At 3 employees, AIMM is free and everyone else charges. At 10, AIMM is S$9.90/month — 3-6x cheaper than competitors.
| Feature | AIMM Payroll | Talenox | QuickHR | Payboy |
|---|---|---|---|---|
| Free tier | S$0 (3 employees) | None (sunset Jan 2026) | None | None |
| Starting price | S$9.90/mo (10 employees) | S$25/mo (5 employees) | S$50/mo | S$60/mo |
| Pricing model | Flat per company | Per employee | Per employee | Per employee |
| Annual cost (10 employees) | S$118.80 | S$540+ | S$600+ | S$720+ |
| CPF eZpay | ||||
| IRAS AIS | ||||
| GIRO payout | ||||
| Xero integration | ||||
| AI co-pilot | ||||
| Leave management | ||||
| Employee self-service |
AIMM saves you S$421+/year vs Talenox, S$481+/year vs QuickHR, S$601+/year vs Payboy at 10 employees.
Competitor prices from public pricing pages as of Jun 2026. AIMM pricing is flat per company.
Everything a micro-SME needs — free for 3
No stripped-down demo. The full payroll engine with a 3-employee cap.
- CPF eZpay CSV export
- IRAS AIS file generation (IR8A, Appendix 8A, IR21)
- GIRO bulk payout (DBS, OCBC, UOB)
- Leave management (annual, sick, childcare)
- Itemised payslips (MOM compliant)
- Xero integration
- Employee self-service portal
- Hash-chained audit trail
Built for micro-SMEs, not enterprise
Most Singapore payroll software is built for mid-market companies (50+ employees) and priced accordingly. Per-employee pricing, minimum seat counts, setup fees, enterprise onboarding — all designed for larger teams. Micro-SMEs (1-10 employees) end up paying for features they don't need at prices that don't make sense for their size.
AIMM Payroll is built for the micro-SME. If you have 1-3 employees, it's free — full CPF, IRAS AIS, payslips, and audit trail. If you have 4-10, it's S$9.90/month on flat per-company pricing. No per-employee pricing, no minimum seats, no setup fee. The price matches the size of your business.
You get the same compliance engine as larger companies: CPF by citizenship and age band, OW/AW ceiling tracking, CPF eZpay CSV, IRAS AIS IR8A, MOM-compliant payslips, GIRO payout, and a hash-chained audit trail. The difference is you pay S$0 or S$9.90 — not S$50+ per month. Read our small business payroll guide or compare AIMM's pricing.
Frequently Asked Questions
What is the best payroll software for a small business in Singapore?
For micro-SMEs (1-10 employees), AIMM Payroll is the best choice. It's free for up to 3 employees and S$9.90/month for up to 10. It includes CPF eZpay, IRAS AIS, payslips, leave management, and audit trail — everything a small business needs, with no per-employee fees.
Is there free payroll software for 3 employees in Singapore?
Yes. AIMM Payroll offers a permanent free tier for up to 3 employees with full CPF, SDL, SHG, IRAS AIS, payslips, and audit trail. No credit card, no trial, no expiry. When you grow past 3 employees, you move to the Starter plan at S$9.90/month for up to 10.
How much does payroll software cost for a small business?
With AIMM Payroll, a micro-SME with 1-3 employees pays S$0. A business with 4-10 employees pays S$9.90/month flat. Compare that to Talenox (S$25+/month for 5 employees), QuickHR (S$50+/month), or Payboy (S$60+/month) — all of which charge per employee.
Can I run payroll for just 1 or 2 employees?
Yes. AIMM's free tier covers 1-3 employees. Whether you have 1 employee or 3, the price is S$0 with full CPF, IRAS AIS, and payslips. You only pay when you add a 4th employee.
What features does a micro-SME need in payroll software?
A micro-SME needs: CPF calculation with age bands and ceilings, CPF eZpay CSV export, IRAS AIS (IR8A) file generation, MOM-compliant itemised payslips, GIRO bank payout, leave tracking, and an audit trail. AIMM includes all of these on the free tier for 3 employees.
How long does it take to set up payroll for a small business?
Most micro-SMEs are set up in under 10 minutes: enter your company UEN and CPF Submission Number, add your employees with salary and bank details, then run your first payroll. No setup fee, no onboarding call, no minimum contract.
Free Download: Singapore Payroll Compliance Checklist 2026
Get the complete monthly + quarterly + annual checklist with deadlines.
Start free — perfect for 3 employees
Free for 3 employees. S$9.90/month for 10. No per-employee fees. No credit card.